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Savings & Investments

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Rate Watch

Deposit Rates
Certificates of Deposit (APY)
4.50 %12 Months*
4.25 %6 Months*
IRA Share Account (APY)
4.50 %$500 & Up
Share Account (APY)
3.03 %$5 & Up

*APY=Annual Percentage Yield. Minimum deposit of $500. Contact Credit Union for details.

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Share Savings Account

Open a Share Savings Account and you establish lifetime membership and ownership in the credit union. Plus, it is the perfect place to save for everyday expenses.
  • $5 membership entrance fee

  • Only $5 minimum balance required to retain membership

  • Dividends paid quarterly on balances over $25

  • No maintenance fees

  • Six withdrawals per month at no charge
Christmas Club Account
If you find holiday expenses overwhelming, consider savings throughout the year so that you will have extra cash on hand when it’s time to make major purchases.
  • Make deposits through payroll deduction, over-the-counter deposits or both

  • Free withdrawals October 1 through December 31, via check or transfers to your JCECU Checking Account

  • Dividends compounded daily and credited quarterly on balances of $25 or more

  • Early withdrawal fee of $5 if funds are withdrawn between January 1 and September 30


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